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Working with a Local Real Estate Professional Makes All the Difference [INFOGRAPHIC]

December 27, 2019 by Jim Emond

Working with a Local Real Estate Professional Makes All the Difference [INFOGRAPHIC] | Simplifying The Market

Working with a Local Real Estate Professional Makes All the Difference [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

  • Choosing the right real estate professional is one of the most impactful decisions you can make in your home buying or selling process.
  • A real estate professional can explain current market conditions and break down what they will mean to you and your family.
  • If you’re considering buying or selling a home in 2020, make sure to work with someone who has the experience to answer all of your questions about pricing, contracts, and negotiations.

Filed Under: First Time Home Buyers, For Buyers, For Sellers, Infographics, Move-Up Buyers

Year-Over-Year Rental Prices on the Rise

December 26, 2019 by Jim Emond

Year-Over-Year Rental Prices on the Rise | Simplifying The Market

Looking ahead, 2020 is projected to be a strong year for homeownership. According to the Freddie Mac Forecast,

“We expect rates to remain low, falling to a yearly average of 3.8% in 2020.”

If you’re currently renting, 2020 may be a great time to think about making a jump into homeownership while mortgage rates are low.

As noted in the National Rent Report,

“the national rent index increased by 1.4 percent year-over-year.”

With average rents on the rise, this year-over-year increase may not sound like much, but it can add up – fast. The math on how much extra it will cost you over time surely doesn’t lie.

Here’s an example: On a $1,500 rental payment, an increase of 1.4% adds an additional $21 dollars per month to your payment. When multiplied by the twelve months in a year, it’s a $252 overall annual increase. The price continues to multiply when you rent year after year, as rental prices rise.

History shows how average rental prices have been increasing each year, and there doesn’t seem to be much end in sight. Here’s a look at how rents have grown since 2012 alone:Year-Over-Year Rental Prices on the Rise | Simplifying The MarketWhy not lock down your monthly housing expense, and at the same time build additional net worth for you and your family? If you’re thinking about buying a home, consider the financial benefits of what homeownership can do for you, especially while the market conditions are strong and current mortgage rates are low.

Bottom Line

With average rents continuing to rise, now may be a great time to stabilize your monthly payment by becoming a homeowner and locking into a low mortgage rate. Let’s get together to discuss how taking advantage of the current market conditions might work for you.

Filed Under: First Time Home Buyers, For Buyers, Rent vs. Buy

Thank You for All Your Support

December 25, 2019 by Jim Emond

Thank You for All Your Support | Simplifying The Market

Thank You for All Your Support | Simplifying The Market

Filed Under: Uncategorized

When a House Becomes a Happy Home

December 24, 2019 by Jim Emond

When a House Becomes a Happy Home | Simplifying The Market

We talk a lot about why it makes financial sense to buy a home, but more often than not we’re drawn to the emotional reasons for homeownership.

No matter the size or shape of a living space, the feeling of a home means different things to different people. Whether it’s a certain scent or a favorite chair, the feel-good connections to our own homes are typically more important to us than the financial ones. Here are some of the reasons why

1. Owning your home offers stability to start and raise a family

From the best neighborhoods to the top school districts, even those without children at the time of purchase may have this in the back of their minds as a major reason for choosing the location of the home they purchase.

2. There’s no place like home

Owning your own home offers not only safety and security, but also a comfortable place where you can simply relax and kick-back after a long day. Sometimes, that’s just what we need to feel re-charged and truly content.

3. You have more space for you and your family

Whether your family is expanding, an older family member is moving in, or you need to have a large backyard for your pets, you can take all this into consideration when buying your dream home, so the space truly works for you.

4. You have control over renovations, updates, and style

Looking to actually try one of those complicated wall treatments you saw on Pinterest? Tired of paying an additional pet deposit for your apartment building? Maybe you want to finally adopt that fur-baby puppy or kitten you’ve been hoping for. Who’s to say you can’t do all of these things in your own home?

Bottom Line

Whether you’re a first-time homebuyer or a move-up buyer who wants to start a new chapter in your life, now is a great time to reflect on the intangible factors that make a house a happy home.

Filed Under: First Time Home Buyers, For Buyers, Move-Up Buyers

2020 Forecast Shows Continued Home Price Appreciation

December 23, 2019 by Jim Emond

2020 Forecast Shows Continued Home Price Appreciation | Simplifying The Market

Questions continue to rise around where home prices will head in 2020. The latest forecast from CoreLogic shows continued appreciation at 5.4% over the next year:
2020 Forecast Shows Continued Home Price Appreciation | Simplifying The Market
Additionally, ARCH Mortgage Insurance Company in their current Housing and Mortgage Market Review revealed their latest ARCH Risk Index, which estimates the probability of home prices being lower in two years. Based on the most recent results, 32 of the 50 U.S. states (plus D.C.) had a minimal probability of lowering by 2021.2020 Forecast Shows Continued Home Price Appreciation | Simplifying The Market

Bottom Line

Experts forecast home price appreciation to continue at a moderate rate as we move through 2020 and beyond. With appreciation growing, let’s get together and plan for your next move.

Filed Under: Housing Market Updates, Pricing

Where is the Housing Market Headed in 2020? [INFOGRAPHIC]

December 20, 2019 by Jim Emond

Where is the Housing Market Headed in 2020? [INFOGRAPHIC] | Simplifying The Market

Where is the Housing Market Headed in 2020? [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

  • Interest rates will be lower than they have been since before 1980 at 3.8% and are projected to remain steady throughout 2020!
  • According to CoreLogic, home prices will appreciate at a rate of 5.4% over the course of the year.
  • Experts predict that the number of homes sold next year will be equal to or outpace 2019.

Filed Under: For Buyers, For Sellers, Housing Market Updates, Infographics

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